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    KSACCO

    Your Best Sacco Companion

    Building YourFinancial FutureTogether

    Experience the power of member-owned saving. Better insights, flexible saving, and a community committed to your financial success.

    Odoo Logo
    Powered by Odoo
    Built on Odoo Accounting & ERP Platform
    Real-time Financial Management
    Secure
    Multi-Currency
    Auto-Reconciliation
    Cloud-Based
    10+
    Years Excellence
    20+
    Active Saccos
    3
    Countries Available
    5.2%
    Best APY Rates
    Membership Plans

    Simple, Transparent Membership

    Join KSACCO with our straightforward membership structure. No hidden fees, no surprises—just exceptional value and member benefits.

    Why Choose Membership?

    Discover the unique advantages of cooperative banking

    Member Ownership

    You own part of the cooperative

    Instant Notifications

    Up Get payment reminders on your phone

    Secure & Reliable

    Your saings are safe with us

    Local Impact

    Investments stay in community

    Certified & Regulated

    Your We offer the best sacco transparency for all members

    Basic

    Complete financial solutionMembership

    UGX 1,000
    /user /month
    Dashboards and Detailed Analytics
    Set and Track Financial Goals
    Scheme Management
    + 4 more premium features included
    30-day guarantee
    No commitment

    Getting Started

    Simple 3-step process

    1
    Download the mobile app Quick 1-minute process
    2
    Subscribe to a plan Secure online payment
    3
    Start enjoying member benefits Immediate access to all services

    Limited Time Offer

    New members get their first month FREE Sign up today and enjoy exclusive savings when you subscribe for 6 or more users before the end of this month. The more users you add, the bigger the discount!.

    Don't miss out!
    Person using KSACCO mobile app for financial transactions
    24/7 Access
    Secure
    Mobile Saving Revolution

    Save money from anywhere

    Experience the freedom of saving without boundaries. Our KSACCO mobile app puts your financial future in your pocket—secure, intuitive, and available 24/7.

    Instant Transfers
    Bank-Level Security
    Smart Savings
    Community First

    Download now and start your financial journey:

    Smart SACCO Solutions

    Smart Solution for Your Sacco.

    Streamline your sacco management with innovative tools. Simplify operations and empower members today

    Payment Methods

    Experience hassle-free transactions by making seamless payments using our secure and reliable mobile money options, ensuring convenience and peace of mind every step of the way

    Instant transfers
    Multiple payment options
    Zero transaction fees
    Learn more

    Secure Transactions

    With our SACCO mobile app, we guarantee secure and reliable transactions, keeping your finances protected and giving you peace of mind with every operation

    256-bit encryption
    Biometric security
    Real-time monitoring
    Learn more

    Split Payments

    Experience the ease of instant cashouts for all your payments, delivered directly to your wallet, ensuring unmatched convenience and reliability every time.

    Instant cashouts
    Multiple wallets
    Smart splitting
    Learn more

    e-wallet

    Effortlessly manage and monitor your finances with your secure e-wallet using the innovative SACCO App right in the palm of your hand

    Mobile app
    Offline access
    Real-time sync
    Learn more

    24/7 Support

    Our dedicated team of skilled functional specialists is always ready to assist and support you with any queries at any time you reach out

    Round-the-clock help
    Expert assistance
    Multi-channel support
    Learn more

    Payment Integrations

    Effortlessly access your SACCO groups anytime, anywhere, with our fully optimized mobile compatibility, ensuring seamless management on the go.

    API integrations
    Cross-platform
    Seamless connectivity
    Learn more
    Member Stories

    What Our Members Say

    Real stories from real members who've grown with KSACCO. Join thousands of satisfied members who trust us with their financial future.

    Business Growth

    "Unity SACCO helped me secure the loan I needed to expand my business. Their personalized approach and competitive rates made all the difference."

    Sarah Johnson

    Sarah Johnson

    Small Business Owner

    Johnson's Bakery

    Member for 5 years

    Financial Education

    "The financial education workshops changed how I think about money. I've saved more in the past year than ever before thanks to their guidance."

    Michael Chen

    Michael Chen

    Software Engineer

    Tech Solutions Inc.

    Member for 3 years

    Member Ownership

    "As a member-owner, I love knowing that my financial institution truly has my best interests at heart. The dividends are a nice bonus too!"

    Emma Davis

    Emma Davis

    High School Teacher

    Lincoln High School

    Member for 8 years

    Ready to Join Our Community?

    Become part of a cooperative that puts your financial success first. Start your journey with KSACCO today.